Heavy trucking equipment can be extraordinarily expensive. Trucking companies of all sizes often rely on commercial truck financing to lease or buy semis, dump trucks, and other equipment that they need to provide their services. However, finding financing for a commercial truck can be difficult in some cases.Understanding how commercial truck loans work is crucial when trying to lease or find a loan, as this allows businesses to improve their chances of getting approved for affordable financing options.This starts with understanding the credit issues that commercial trucking companies look at when issuing loans. There are numerous criteria involved which a financing company considers to try to accurately determine whether a business will pay off its loan in a timely manner.These criteria include specific information about a loan applicant company, such as the amount of time that a company has been in business. Most financing companies will prefer to issue commercial truck financing to an established business, as this greatly improves the chances that a loan will be paid back. A good credit history and strong financial records will also improve a company’s chances of receiving financing at a preferable rate, so before getting financing on any type of trucking equipment, a company should prepare its financial records and be ready to present a great deal of tax and income info. A history of profitability can show a financing company that a business has a relatively low credit risk.The other major factors are the exact equipment being financed and the type of loan that is being requested. Longer loans are more difficult to find, as they can carry a greater risk for financing companies.It will be very difficult to receive commercial truck financing from an institution that is not familiar with the uses, benefits, and costs of the equipment that is being financed. Businesses should choose financing companies that specialize in loans for heavy-duty commercial trucks and related equipment, as these institutions will be able to accurately assess the risks of a loan and can often offer low rates to buyers. Many financing companies have lists of commercial trucks that they will finance or lists of equipment and brand types that they do not support.When truck financing is needed, it’s often possible to improve the chances of loan approval by choosing used trucks or inexpensive models. Supply as much credit information as possible and look for loans that can be paid off as quickly as is affordable. First-time truck buyers and buyers with bad credit can look for special companies that specialize in commercial truck financing for these situations. Know the terms and interest of your financing agreement and work with specialized financing companies that understand the costs and risks of the trucks that you need. An organized approach will help any business to finance heavy trucks at an affordable rate.
What Women Business Travellers Expect As Hotel Guests
Twenty-five years or so ago, when I first started travelling on business, there were very few other women on those early morning air commutes. Today women represent nearly 50% of business travellers, and hotels around the world are trying to determine what will keep women happy. It’s an important question because women are nearly twice as loyal to a hotel as men. Said one senior executive who logs 70 – 80 room nights a year, “When I find a hotel that make me feel welcome and safe, I’ll return again and again – even if they are a little more expensive and a little further from my meeting place.”So what do women want? Apologizing in advance for only being able to answer this question in terms of hotel stays, here are their/our top desires… assuming that all the business necessities (fax, internet connectivity in the room and/or WiFi, meeting rooms, access to printing, business newspapers delivered to the room, etc.) have already been met.1) Top notch security. Many women like the idea of having a floor that can only be reached with a key card; it doesn’t have to be an all-female floor, but non-residents should not be able to gain access. Under the security heading, women include having well-lit, monitored parking garages with intercoms, valet parking and escort service to parking lots. Many hotels have their bell staff escort women to their rooms late at night. The front desk staff can help by giving women rooms near the elevators so they don’t have to walk down long, isolated hallways, especially ones that turn corners – and keeping these room numbers confidential at check-in. It can be as simple as pointing to the room number, rather than saying it aloud.2) Clean, fresh smelling rooms. Most hotels have this one well in hand, but hotels making a special effort to cater to women add woman’s magazines, fresh flowers and pot pourri for the bathroom when the room is made up. Cupboards are stocked with plenty of hangers, including skirt and camisole hangers and padded ones, too. “Chick flicks” get included in their movie line-up; one hotel chain also offers yoga and guided visualization options.3) Inviting bathrooms. Women expect bathrooms to be pristine. They are far more particular than men about this. This means no errant hairs on the floor (check the corners, because women do), no grit in the tub or smudges on the mirrors. Many hotels are starting to install curved shower curtain rails so that the shower curtains can be kept far from the body (and are less likely to grow mold). As well as being tastefully appointed, there should be good light (for putting on make-up application), a full length mirror on the door, outlets that will take a curling iron, and a good quality hair dryer with a cord long enough to permit styling in front of the mirror. Important to both men and women: The shower should have enough pressure to remove hair conditioner. It is very frustrating (and not a great way to start the day) trying to wash long hair when the hotel has installed a water miser! Hotelier hint: Cleaning staff should be instructed to leave the extra towels in the bathroom when there is a single female guest. Women need one towel for their hair, one for their body, another for their hands when putting on make-up… you get the picture, I’m sure.4) Attractive amenities. This means milled soaps in the bathroom, shampoos and conditioners that don’t have a sports scent, thicker towels, generously proportioned and fluffy bathrobes. Some hotels have introduced a spa line for their female guests to a very positive reception.5) Locked cupboard “mini bars”. Women travellers tell us that they would like a mini bar equivalent stocked such necessities as pantyhose (queen size and regular), tampons, panty liners – things that you can’t just run out and pick up when you run out, or need unexpectedly.6) Sports Centres. In addition to having well-lit, well-secured gym facilities, some hotels are providing secure jogging tracks. Not only do women want to feel safe when they use the gym, they want to feel welcome. This means making sure the facility is kept clean and well-stocked with towels, cool water, Kleenex and anti-bacterial spray for the machine handles. It also means including exercise balls, floor mats and lighter free weights in the equipment line-up.7) Food and Finer Fare. Women prefer bistro or cafĂ© style restaurants to noisy sports bars; they also like to have lighter fare to choose from whether they are dining in the restaurant or ordering room-service. As for the actual dining experience, women can feel uncomfortable being reminded of their single diner status. “Will anyone be joining you this evening?” is preferable to “Eating alone?” Being seated against a wall can also make women feel more at ease when dining alone – as can a little extra attention from the wait staff. One idea is for hotels to establish a single diner’s website where guests can make arrangements to dine with someone else. Or perhaps to ask single diners if they would like to be joined by someone.8) Last but not least: To be treated courteously and professionally. Hint to Hoteliers: Women in their 40′s have the highest expectations for hotel service delivery – and yet are the most likely to receive second-rate service from hotel staff (and yes, this takes into account that they register more complaints because they are pickier!). Suggest your staff pay a little extra attention to this group because they are less price-sensitive and more likely to refer your property to colleagues.
Generating Leads for Network Marketing – The Marketing Mix
Generating qualified leads for your Network Marketing business can be either the key to success or the stumbling block. Network Marketing is all about connecting with people first, developing trust, likeability and giving value to the marketplace before selling to them by providing products and value they need.Typically, most people actively engaged in the business don’t have a marketing plan for generating Network Marketing leads and subsequently don’t generate leads on a consistent basis to gain the traction and momentum needed to succeed.One of the biggest stumbling blocks in this process is choosing a lead generating tactic that works. There are lots to choose from and quite often business owners find themselves going from one tactic to another without mastering one Network Marketing lead generation tactic, all of which are highly effective if done correctly. The old saying ‘Jack of all trades, Master of none’ is still as relevant today as it was when I was in the building industry..!I’m all for positive affirmations and positive thinking, but before you blindly head off generating leads, ensure you have a marketing plan. A plan that you can understand, implement and get results with. The following points will help you to formulate your Marketing plan.Remember that it’s all about generating qualified leads that don’t get put off when there’s work to do..!1. Understand Your Target MarketWho is your target market? Remember that it will usually be people looking for a solution to a problem if you’re going to use online lead generation methods. The first thing people do is type their problems into Google and YouTube, and the people looking for Network Marketing leads will usually be frustrated Networkers who have run out of warm market prospects looking for solutions because they don’t have a marketing plan or the knowledge for generating leads for their business.2. Define A Lead Generation TacticThere are lots of lead generation tactics, all of which are effective if they are done properly and to their fullest potential both free and paid. These lead generation tactics include Article Marketing, Video Marketing, Solo Ads, Facebook Advertising, Banner Ads the list is long, but don’t be fooled into thinking that paid advertising is better than non-paid or free methods of advertising, the common denominator is mastering one tactic, being effective with it then scaling up.If you are actively generating leads for Network Marketing or if you’re looking for an effective method of lead generation I would recommend article marketing as a wise time investment to produce a valuable asset that will give you leverage, longevity and sustainability in your business.Article marketing is a marketing plan that has been effective for most of the top leaders in the Network Marketing industry because done the right way, and to its fullest potential, article marketing is a powerful way to generate leads for Network Marketing. In order to execute this article marketing plan, you will need a couple of ingredients in your marketing mix:1. Article Marketing SystemThe article marketing system consists of getting high quality articles written with the researched relevant keywords woven into the title and body of the article, containing links to your lead capture pages. Once written, the article will need to be shared with your target audience and a back-linking campaign targeted to dominate your competition and make your article “Generating Leads for Network Marketing” be the first article people find.2. Lead Generation SystemThe vital step is your lead generating system. Having the right system in place will ensure that all your hard work researching and writing articles is put into action. The system will give you positive cash flow by offering a funded proposal where you profit by giving value to your subscribers even if they say no to your primary company, and the system will give you leverage by generating leads for Network Marketing on autopilot, which is when it gets really exciting!